Experts say that the trend of The Times but to creep before you leap

Recently, Banks in part by the news of the bankbook suspension of attention. When some traditional financial service model began to appear a change, a has gradually was the forgotten "passbook" destiny is to stir up public nerves again.
Analysts believe that the public really care about not just whether deal with a small deposit book, but come face to face with Banks still have can choice. Especially in the current social hot debate "bank profits" background, bankbook highlights the bank again suspended storm "hegemony". At the best sunglasses same time, it also from another reflects the bank to provide financial services in time, wont to "I" give priority to, the only figure their convenient immaturity is still deeply rooted.
Now all suspension storm
The bank stopped passbook with card generation to fold, causing many consumers' strong dissatisfaction, use passbook not only don't have to pay for an annual fee, customer account Tampa Bay Lightning Hats balances, to access time place also have the intuitive and detailed records, be clear at a glance. And now "to the card generation fold" virtually persecuted "choice" the consumer items for fee collection, brought some extra cost.
Reporter in visit Shanghai each big bank outlets that, although have the individual Banks have already stopped current passbook deposit, but most Banks actually still can apply for, just did not "inform", or even negative avoid, and staff will strongly recommend clients deal with bank card to replace passbook, leading to the passbook appear "seemingly suspended" situation, but if the customer insist on using passbook, it still can apply for.
However, most Banks though not stopped passbook, but the use of the book is no longer the former days the "free lunch". Reporter in icbc, CCB bank site such as know, deal with passbook can free, but requires average deposit balance to achieve 500 yuan of above, otherwise will charge a small account management fees, card and fold not linked, are two independent account. Although the bank can be KaShe associated business, but at this time only as the settlement account passbook, attached to the card.
Passbook and market?
In the progress of science and technology measure increasingly today, apparently paper passbook already more and more "small all the", and even a lot of "90" never expected never had such a bank most traditional paper documents.
Shanghai university of finance and economics, vice President of the business school DaiGuoJiang think, from bank deposits to the material of tools evolution, the bank card, phone Banks and other electronic banking channel become more rich and powerful; From security perspective, debit card electronic tools do better than paper passbook; From the point of the environmental protection, electronic is the banking industry trend; From the bank business processing and service efficiency's point of view, the efficiency of the bank card is not the passbook comparable; From a cost Angle, the use of large area spread out bank card can really alleviate the pressure of the bank teller, reduce the cost of bank.
"From a long-term trend, bankbook tend to disappear is inevitable." DaiGuoJiang think, but whether the social part of the crowd ability to adapt to still use habit, there is a gradual process and cancel the passbook and can't jumping the gun.
"In fact suspension passbook is a false statement. As if you are actually choose to spend a dollar lsquo; sit and cart & rsquo;, or are willing to draw out more money by car. People care about is not the terra-cotta itself, but can choose the right, although often most people choose the latter eventually, but people want this respect." This person said.
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